The Dirty Little Secret About Your Dental Insurance – Dr. Meagan Bennett, Ancaster, ON Dentist
Hi, I’m Dr. MeAgan Bennett and I’m here to tell you a dirty little secret about the industry of dentistry.
The dirty little secret I’d like to share with you today is that your insurance is not doing stuff for YOU. I get a lot of clients who tell me “Oh, my insurance doesn’t cover that because it’s cosmetic”, or “My insurance doesn’t cover this because of this”.
Your insurance doesn’t cover stuff because it’s not profitable for them. It doesn’t mean that you don’t need it. So, when your dentist recommends a crown and the crown is not covered, it doesn’t mean that it’s not needed or the insurance doesn’t feel that it’s needed, It’s that is not covered in your plan because the insurance doesn’t want to invest the money in it and it’s not profitable for them.
You need to kind of step away from that insurance mindset because the insurance is not looking out for your best interest! If you get a recommendation from your dentist and it doesn’t match up with what’s covered by your insurance plan – Do not fall into that trap! Like I said, the insurance is not there for you, they do not care about you, they’re focused on the profitability of the plan. That is a dirty little secret that I’m glad I got out there!
I always take your budget (and your priorities, and goals, and worries) into consideration. And I can help you coordinate with your insurance company to make sure you get the coverage you are entitled to. Plus, I can help you time your treatments to make them as affordable as possible.
But don’t assume that a dentist’s recommendation is the right one for you just because your insurance covers it.
Decide what’s most important to you first. Then select at treatment that best fits what you want. After you’ve decided that, THEN you can decide whether you can afford it or not, with or without the help of your dental insurance. (And if you CAN’T afford the “perfect” treatment plan… that’s ok. There are dozens of other options, and I can help you find the one that IS perfect… for YOU)